Common Questions About Business Insurance Claim Denials

Many business industries have been devastated by the COVID-19 pandemic. Not to mention that there many insurance companies across the country that are denying business interruption claims as well. Here are some of the frequently asked questions about claim denials:

  • Am I covered under my current policy? Many insurers are denying coverage and arguing that the government-ordered Covid-19 shutdown is outside the insurance coverage under existing policies. Businesses conversely argue that the virus-mandated closings are exactly what such insurance policies were contracted to cover. Resolution will depend on the courts’ interpretation of policy language, which can vary from policy to policy and insurance company to insurance company.
  • What do I do when my claims are denied? There are many claim denials that are improper and unsubstantiated. You should contact a lawyer immediately to discuss your rights and options, along with the particulars of your insurance policy.

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